Share Certificates 

A Certificate is a safe and easy way to invest your money.

Whether you are looking for a short or long term investment, NFFCU has the right certificate and terms for you. There is a minimum balance required to open a Certificate. Various deposit periods available. Interest is paid upon maturity of certificate. Early withdrawal interest penalty. Quarterly statements.

Account Features:

  • Quarterly statements

  • No setup or maintenance fees

  • Fixed rates, above standard savings

  • Dividends typically paid quarterly

  • Upon maturity, funds can be rolled over into new term

  • Receive a higher rate by selecting a longer term

  • Terms ranging from 3 months to 5 years

  • Early withdrawals subject to penalty*

  • $500 minimum deposit to open

  • NCUSI insured

Account Management Conveniences:

  • Free online banking

  • Free mobile banking

*The penalty for early withdrawal is half of the interest earned.